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4 Beds
4 Baths
2,395 sqft

$525,000

514 FRANCIS NICHOLSON WAY, ANNAPOLIS MD, 21401

Price per sqft$219.21
Built in1995
Property size2,395 sqft
Property typeTownhomes

Overview

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Listed Oct 22, 2026

Updated 1h ago

Assumable VA loan at 5.375% for a VA-eligible buyer able to substitute entitlement. Minutes from downtown Annapolis and the Naval Academy, this end-unit, four-level home in Coveted Tidewater Colony makes an ideal second home for visits to the Academy, a strong first purchase, or a low-maintenance option for anyone looking to downsize without giving up space. End Unit Offering 4 bedrooms, 3.5 baths and approximately 2,395 finished square feet and 2 assigned parking spaces. The main level has a bright open floor plan with vaulted ceilings, a gas fireplace and an updated eat-in kitchen that opens to the dining room. Spacious living area with a cozy gas fireplace. Leading to a deck area, perfect for easy entertaining. Upstairs, the primary bedroom includes a walk-in closet and a primary bath with a soaking tub, separate walk-in shower, dual vanity along with a huge loft! . The loft on the top level works well as an office, studio or play space. Upper level is complete with 2 additional bedrooms and another full bathroom. The fully finished walkout lower level adds a fourth bedroom, or 2nd living area, a full bath, a room for an office or another flex space and your laundry area. The home also has hardwood and luxury vinyl plank flooring, crown molding and recessed lighting. Community amenities include an outdoor pool, tennis courts, walking and bike trails, a playground and a community room. Condo/ HOA fee covers insurance, amenities, common area maintenance, snow removal and trash.

$3,493/mo

Est. mortgage payment based on a $525,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
MDAA2159888

Interior Features

Bedrooms
4
Bathrooms
4
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
Yes

Other Property Details

Taxes
$5,144
Tax Frequency
Annually
Secondary Association Fee
$170
Secondary Association Fee Frequency
Monthly
View
Yes
Pets Allowed
Yes
55+/Senior Community
No
MLS provider logo

Listed by Compass
Listing Contact: 4437173631 

The IDX display contains information sourced from the Bright MLS, Inc. as of 10/23/2026. This data is intended solely for personal, non-commercial use and is not to be utilized for any other purposes except to identify potential properties for purchase. Although the MLS data displayed is typically considered reliable, it is not guaranteed to be accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and are advised to conduct their own investigations or seek professional assistance. Other sources besides the Listing Agent may have contributed to the MLS data presented. Unless expressly specified in writing, the Broker/Agent has not confirmed any information obtained from external sources. The Broker/Agent may or may not have acted as the Listing and/or Selling Agent and cannot guarantee the accuracy of property locations displayed on any map. Any compensation offers are solely made to participants of the MLS where the listing is registered.

©2026 Bright MLS, Inc. all rights reserved.

Data last updated on 10/23/2026 at 8:56 PM UTC

 

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